Rebuilt Title

What you need to know about the rebuilt title and vehicle branding.

Rebuilt Title Insurance


Can I Insure a Rebuilt Title?

Rebuilt title insurance is another issue a rebuilt car buyer may face. The common problem is that many insurance companies do not offer physical damage coverage (comprehensive and collision) for rebuilt title cars and give you only liability coverage. If you are seriously considering buying a rebuilt car, check insurance companies that offer coverage for such vehicles and get a rebuilt title insurance quote well ahead!

Which companies offer insurance for rebuilt vehicles?

Contact State Farm, GEICO, AllState or Progressive. These are the companies with the largest pool of insured vehicles, which allows them to work with higher-risk products, such as insurance for rebuilt cars. There is no answer to the question which rebuilt title insurance company is the best, contact the companies and ask for quotes - it’s free. Rebuilt title insurance in Florida, Texas and Georgia is also available. However, insurers may be much more cautious about the cars’s history taking into view possibility of water damage or title washing before issuing insurance for a rebuilt title car.

Rebuilt title insurance tips

What if I need to make insurance claim….

You rebuilt title car may be totaled again some day. Be prepared that the insurance company will attempt to lower compensations 2-fold by stating your vehicle has a low ACV or even deny your claim on a rebuilt title insurance policy. This doesn’t mean that you won’t receive the compensation that you should be yours by the law. It’s a common practice for insurance companies to find every reason to deny claims or offer lower payouts because a certain percent of the customers are not the fight type: they will not insist and put up with what they are offered, and this is very easy money for the insurance company! Don’t swallow that! Just be persistent - and in most cases the company will meet your claim and pay what is due and you won’t have to file a lawsuit. They are not interested in spending much time and efforts fighting you or losing a court case.

Rebuilt title insurance in UK

In UK, getting rebuilt title insurance maybe problematic because a rebuilt title car is an exported one. However, if the car meets all all the country’s safety and technical requirements, you have a chance.

Get insurance quotes for rebuilt cars not just before you buy the car, but even before you have it inspected buy a mechanic. Don’t get into a situation when insurance costs will devour all the finance you saved on purchasing a reconstructed vehicle instead of one without a salvage title in the history.